Privacy Policy

This Privacy Policy applies to all mobile applications developed by App Turtles, including EMI Tracker. These apps are designed as simple, offline-first utility tools.

No Data Collection

We do not collect, store, transmit, or share any personal or sensitive user data. All data entered in the app remains only on your device.

Local Data Usage

Any information such as loan details, EMI calculations, or financial records is stored locally on your device only and is not accessible to us.

No Financial Services

This application is not a financial institution, lender, or loan provider. It does not provide loans, credit, investment services, or financial advice. The app is intended only for calculation and personal tracking purposes.

No Third-Party Services

We do not use analytics tools, advertising networks, or third-party services that collect or process user data.

Permissions

The app does not require sensitive permissions such as location, contacts, camera, or microphone access.

Children’s Privacy

This app does not knowingly collect personal information from children under 13.

Security

Since all data is stored locally, users retain full control of their data. We recommend using device-level security features.

Changes to This Policy

We may update this Privacy Policy if the app functionality changes. Updates will be posted on this page.

Contact Us

For any questions regarding this Privacy Policy, please contact us at ranjitkumarcreations@gmail.com .

Effective date: 15 December 2025